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Divorce or Division of Assets Appraisals

Divorce or Division of assets is an emotional and difficult situation . I understand that clients are dealing with a sensitive period in what can be a difficult process.

The appraisal analysis on market data sales will assist in determining a fair estimate of value. The confidential service will protect the information received.

The appraisal report serves to provide the parties involved with a fair market value for the purpose of buyouts or to establish an estimated value for selling the home. It is widely recognized that a person's home is often their most valuable asset. In certain situations, multiple appraisal reports might be necessary. These reports would include a retrospective value based on the original date of marriage or habitation, as well as the value as of the date of separation or the current "as-is" value.

Divorce & Separation Appraisals
Foreclosure Appraisals

Estate Appraisals

Settlement of an estate is provided through an executor of the estate during what is often a difficult period of bereavement. Schroeder Consulting LTD will provide the professional service and detailed Estate Appraisal report required. Professionals involved including lawyers, accountants or others may require the report to calculate the value for the estate and probate.

The appraisal report may provide an 'As of 'estimated value as of the retrospective date of passing of the loved one or a current As is estimated market value.

Confidentiality is bound by using Schroeder Consulting LTD for each estate purpose appraisal report completed for use for our clients. Schroeder Consulting provides a high level of privacy protection in the Calgary and surrounding real estate market areas.

Tax Appeal City Assessment

Tax appeal appraisals are provided for clients to challenge the current assessed value provided through the ad valorem tax process. The home owner contests the ad valorem value when the assessed value is higher than the value that would be provided in the marketplace through an arms length sale. This discrepancy generally occurs in a community with wide spanning residential values when and the subject is an outlier to the lower side of other residential values that are similar in attributes. Following the appraisal if the market data results in a lower estimate of value the home owner has the right to appeal the assessed value as provided through the guidelines of the City.

Foreclosure Appraisals

Generally Canadians use the term Foreclosure as this is the terms most used in the United States. In Alberta however the terms of remedy most common for mortgage holders include judicial sale (commonly known as foreclosure) or Power of Sale. Power of sale rights and procedures are governed by the Mortgages Act, case law, and are also set out in the standard terms attached to residential mortgage agreements.

In Canada Mortgage lenders or Banks are bound to protect the property owners equity and attempt to obtain fair market value for the property being sold in the current market.

Employee Relocation Appraisals

Relocation appraisals are provided for provincial, national or international employers who require resettlement of staff to another location. Relocation appraisal reports provide the service companies with recent public market sales, pending sales and listings that may be under contract. Additionally expired or terminated listings are reviewed for an understanding of what was removed from the market possibly due to home owners deciding not to sell the home owner wishing to not further decrease a list price due to market conditions. At Schroeder Consulting I have an understanding that generally relocation's require timely turn around for reports and I strive to provide dedicated service to providing this.   

Tax Appeal City Assessment
Tax Appraisal Capital Gain Appraisal

Capital Gains Appraisals


Capital gains appraisals are prepared for real estate tax as required by the CRA. It may be a property your have invested in with others or real estate property you own (consult with the CRA or your accountant).

It may be that a capital gains tax appraisal is required when your primary residence has been switched to a rental property. For tax purposes an estimated market value will be required the date the property becomes a rental as well as when the property ceases being a rental (possibly sale of the property or an owner deeming the property as a primary residence again).

 If an appraisal was not provided at the time the property first became a retrospective appraisal as of that date will be required. If you have just moved back into the residence a current market value As Is estimated market value will also be required.

If you have lived in the property for a rather lengthy period  following renting two retrospective appraisals may be required.

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